Nearly 7 inches of snow had fallen in Pen Argyl by 9:00am this morning. The snow has stopped and, according to the wide-range radar, the storm is done except for the potential for a few light flurries. The snow will stick around for the foreseeable future. Temperatures for the next 10 days are expected to remain below freezing with some highs in the teens and 20s and some lows near zero or below. Precipitation during the next 10 days should be limited to snow showers Monday and Thursday or Friday of next week.The extended forecast for February 2 (Ground Hog's Day) is a high of 17 and a low of minus 1. Sbtt Photo Larry Cory
Brandon Leidy of Pen Argyl is not about to let anyone steal this rebound, during the Knights' 48-45 heart breaking loss to Palmerton Friday night at Pen Argyl,. PHOTO GALLERY (More photos tomorrow) (Another photo below) Sbtt Photo Larry Cory
Nate Stewart of Pius X (center) lunges after a loose ball, during the Royals' 60-55 loss to Lincoln Leadership in a game played at Pius X Thursday night. PHOTO GALLERY (More photos tomorrow) (Another photo below) Sbtt Photo Larry Cory
Pen Argyl's Chase Anklam won a 17-4 major decision over Bangor's Blake McNew at 126 during the Slaters' 43-25 win over Pen Argyl. PHOTO GALLERY (More photos tomorrow) (Another photo below) Sbtt Photo Julie Poliskiewicz
Bangor's Reece Jones is about to pass to Dylan Benton (23), during the Slaters' last second 61-60 loss to the Warriors in a game played at Bangor Tuesday night. PHOTO GALLERY) (More photos tomorrow) (More photos below) Sbtt Photo Julie Poliskiewicz.
Aaron Weller (4) of Pius X is about to grab the ball and start a fast break, during the Royals' 60-55 loss to Lincoln Leadership in a game played at Pius X Thursday night. PHOTO GALLERY (More photos tomorrow) Sbtt Photo Larry Cory
Pen Argyl's Phil Zito (grey) took a 6-5 decision over Bangor's Gaelen Happel at 138, during the Slaters' 43-25 win. PHOTO GALLERY (More photos tomorrow) Sbtt Photo Julie Poliskiewicz
Bangor's Mike Martino (10) takes a handoff from Anthony Schiavone, during the Slaters' last second 61-60 loss to the Warriors in a game played at Bangor Tuesday night. PHOTO GALLERY (More photos tomorrow) Sbtt Photo Julie Poliskiewicz.
The 6 smartest money moves Millennials can make in 2015
(BPT) - Money worries know no age limit, and financial health is important for everyone – which could explain why financial pledges are among the most common New Year’s resolutions. Still, Millennials are a bit more likely than any other age group to be tempted into spending too much, according to research by the Barna Group.
Forty-one percent of Millennials said they are often or sometimes tempted to spend more than they have or can afford, according to the Barna survey. Interestingly, 66 percent also said they are tempted to procrastinate, which could add up to plenty of broken resolutions for Generation Y in 2015.
If you’ve promised yourself you’ll do better at money management in the New Year, here are the six smartest moves you can make to help you keep that resolution going until 2016 – and beyond.
1. Use what you know (technology) to help you manage what you want to understand better (finances).
Millennials are the generation most comfortable with technology. The majority own and use multiple digital devices for personal and professional applications throughout their everyday lives. But surprisingly, they are also the generation most likely to struggle with financial literacy, studies show. In fact, in a survey by the Financial Industry Regulatory Authority (FINRA), just 24 percent of Millennials were able to correctly answer four questions on a five-question financial literacy quiz.
Technology can help you get a better handle on your finances. Personal finance tools like Mint.com provide easy money-management. When you create a free account, Mint pulls all your financial information – recurring bills, account balances, etc. – into one location so you see your complete financial picture. The site also helps you create a budget, track your progress and stick to it. A free downloadable app allows you to easily access your information on-the-go via your iPhone, Android, or Windows smartphone.
2. Scrutinize your current spending.
It’s impossible to save money – or achieve any other financial goal – until you have a handle on your spending. Was yours out of control in 2014? Gather together all recurring monthly bills, such as utilities and rent, your mobile service provider, groceries, entertainment, etc. Calculate how much you spend in a month. Is it almost as much as you earn? Is it more? Look for areas where you can reduce spending and categorize them as needs versus wants. Cutting unnecessary spending is a good start, but don’t overlook possibilities for trimming necessary expenses as well. For example, it might be a good time to talk to your cable provider about a cheaper plan.
3. Build a budget.
In 2014, 61 percent of American adults don’t have a budget and don’t keep close track of their spending, according to a Harris Poll commissioned by the National Foundation for Credit Counseling. Not having a budget is like attempting to quarterback a football game without a game plan. Budgeting not only helps you stay in control of your spending and saving, it can make you feel more in control, confident and empowered in other areas, too.
Your budget should provide for necessary recurring expenses (like food, utilities, rent, transportation), retirement and regular savings, as well as some money for fun. You can find plenty of budget templates through online resources.
4. Establish an emergency fund.
More than a third of Americans 18 and older say they have no savings (excluding retirement savings), according to the 2014 Consumer Financial Literacy Survey. Rainy-day savings can help you pay for emergencies – like an unexpected car repair or dental work – without forcing you into debt. What’s more, putting money into an emergency fund with every paycheck helps you form a savings habit, and can ease the emotional stress of worrying about financial emergencies.
5. Set financial goals.
Look back at 2014 and assess which goals you achieved and which need to be refreshed for 2015. Consider what you did that helped you succeed in certain areas or where you might need to adjust. Evaluate where you most need to focus your attention. Don’t overwhelm yourself by trying to do everything at once. Instead, focus on one or two key financial goals.
6. Keep an eye on your credit.
Sixty percent of American adults haven’t reviewed their credit score within the past 12 months, and 65 percent haven’t looked at their credit report, according to the Harris survey. Credit is a vital element of overall financial health. Begin regularly reviewing your credit report and score – doing so does not negatively impact your score. Mint provides users with a free credit score and summary through its website and app. Knowing your credit status can help you better understand what you need to do to improve it.
Good credit not only affects your ability to secure future credit – such as credit cards or a mortgage – your credit score can influence what you pay for some forms of insurance, whether utilities might require you to provide a security deposit when opening a new account, and even your ability to get a good job if you apply with an employer who requires a credit check.
Good financial habits can make a lifetime of impact, so this New Year, no matter who you are, make the promise to yourself to be good with your money. Keeping these six money moves in mind, 2015 will be your best financial year yet.
A man has been questioned by police after travelling on the Beijing Metro with a watermelon on his head.
Passengers and subway staff in the Chinese capital called police after several people said they were unnerved by the sight.
The man has been nicknamed the 'Watermelon Brother' by internet users who are trying to work out the mystery man's identity.
One commuter told the Beijing Morning Post he was freaked out by the man and his hollowed-out melon mask.
"It was so scary last night when I was on the metro," he said.
"This guy was just hanging around on the train wearing a watermelon mask with a beer bottle - apparently he was totally drunk."
Messinger Street Bridge (Viaduct)
The west bound lane of the Messinger Street Bridge (Viaduct) between First Street (Rte 191) and Murray Street in Bangor has been closed.
After a recent inspection it was determined that the westbound lane of the bridge needs to be closed and detoured due to in-creased deterioration to the bridge.
Eastbound traffic will not be affected.
This restriction will be in effect until construction of the new bridge, estimated to begin in late 2015.
Motorists will have two detour options:
Pen Argyl Academic Wall of Fame Nominations
It is time for the Pen Argyl High School Alumni Association to select the 2015 Inductees to the Academic Wall of Fame.
This honor is bestowed on a select number of graduates or past district educators each year who have distinguished themselves through community service, academic accomplishments, as well as, advancements in their chosen profession. The creation of this distinction was to set an example of what is possible for all present and future Pen Argyl students!
This honor is different from the PAHS Athletic Hall of Fame where chosen Alumni are honored for their athletic contributions while at Pen Argyl High School.
Anyone can nominate a PAHS graduate for the Academic Wall of Fame honor. Our Academic Wall of Fame Inductees have made a meaningful contribution to the world around them, and the Pen Argyl Alumni Association is proud to bestow this honor. To nominate a graduate, please contact Jim or Heather Hunter at 610-863-9443 or send an e-mail to email@example.com The deadline for nominations is February 20, 2015.
Slate Belt Works Together
Ask The Doc........
A Gift To Make You SMILE
by Dr. Gary Williams, DMD
What do you get for that special someone for Christmas? What is it that you would really like to have? It needs to be something, fun! Something that makes you SMILE!
I know, why not invest in your very own…SMILE! Straighter, whiter teeth. That’s what most people list as a desire for their appearance. Well, we can give you the smile that you’ve always wanted. We have a comfortable, invisible, easy way to align your teeth and whiten them. Call and ask about Invisalign.
It’s the gift you really owe to yourself. garywilliamsdmd.com. 610-863-8988.
Slate Belt Senior Center